Many working adults—whether in healthcare, tech, business, or another field—dream of going back to school. But while finding the time can be tough, the biggest hurdle is often financial. Fortunately, a number of companies offer tuition assistance benefits to help employees advance their education. Even if no formal tuition reimbursement program exists, you might still persuade your employer by illustrating the return on investment (ROI) for them.
In this step-by-step guide, you’ll learn ways to pay for college with your employer’s help, how to research existing tuition assistance policies, and craft a compelling proposal that highlights why investing in your education also benefits the company. Whether you’re an hourly wage earner in a hospital or a professional in a corporate setting, these steps will guide you toward a successful pitch—and ideally, a “yes!”
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Before anything else, find out if your organization already has a tuition reimbursement or employer tuition assistance policy in place:
Look for terms like “Tuition Assistance,” “Tuition Reimbursement Program,” or “Professional Development.” Many employers limit annual coverage to $5,250 because that amount is tax-free under IRS regulations.
If you can’t find anything in writing, ask directly: “Do we have any tuition assistance benefits?” Even if there’s no official policy, your employer might have discretionary funds or be open to an individual arrangement.
Some large companies partner with education platforms such as Guild Education or Bright Horizons EdAssist. Hospitals often team up with local nursing schools. If your employer already has an education partner, you may qualify for low or no-cost programs.
If a tuition reimbursement program doesn’t exist or isn’t well-publicized, you’ll need to show decision-makers why supporting your education is a smart investment. The American Council on Education notes that employees who receive tuition assistance often have higher retention rates, which reduces recruitment costs for the employer. Here are five key ROI points to emphasize:
Your new skills—be it advanced patient care or coding expertise—make you more effective on the job. Cite how you’ll improve efficiency or enhance service delivery.
Companies lose money when employees leave. Tuition assistance encourages loyalty, saving on the cost and time of hiring replacements.
Align your educational goals with a clear need. For example, if your hospital wants more BSN-trained nurses or your tech firm needs a cybersecurity expert, you fill that gap by upskilling.
Onboarding an experienced outsider can be expensive. Investing in someone who already understands the company’s culture and systems is often more cost-effective.
Employers can give up to $5,250 in tax-free tuition assistance per year (IRS Section 127). Highlighting this can make the financial case even stronger.
Next, you’ll need to formalize your approach. Think of your proposal like a mini-business plan that underscores “What’s in it for the company?” when they help cover your tuition.
Clearly state the degree or certification you plan to pursue—whether it's a BSN, MBA, or cybersecurity certificate—the institution offering it, and key details (start date, program length).
Itemize tuition, fees, and books. Decide if you’re seeking full or partial coverage. If your employer wants to stay within the tax-free threshold, structure your request around $5,250 annually.
Show how your upskilling will solve a company problem or reduce expenses. For instance, “Completing a project management certification could save us $20,000 annually in outside consulting fees.”
Preemptively answer questions about missed work time. If classes are online or after hours, emphasize that your job performance won’t suffer.
If a tuition assistance policy does exist, ensure your plan meets all conditions—like course relevance, accreditation, and minimum grade requirements. If no policy is in place, be open to negotiating terms, such as agreeing to stay for a set period after graduating.
Most employers who pay for education want assurance you won’t leave immediately after graduation. If you’re comfortable signing a service agreement (e.g., staying one or two years post-graduation), mention it in the proposal.
Employers may need time to evaluate budget constraints or consult HR/legal. If they don’t respond quickly, send a polite check-in to keep the conversation alive. A “not right now” might turn into a “yes” once budgets open or leadership priorities shift.
Did you know you can potentially get your employer to cover part or all of the cost of your education program or certification? Here’s a simple, customizable template you can send to your HR department or manager. Don’t be afraid to ask—the worst they can say is “no,” and most employers appreciate proactive employees who invest in their professional growth.
Things to keep in mind before sending:
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Hi [HR Representative],
I'm considering pursuing a program to further my [industry] career.
This certification will allow me to [describe business benefit], which will benefit [company name].
Here is the program I'd like to do: (insert course or certification link from Dreambound's website).
I'm reaching out to learn more about our company's education benefits for employees seeking higher education.
Could you please provide information on:
Thank you for helping me understand our educational benefits!
Best regards,
[Your Name]
Feel free to modify the tone, details, or subject line to reflect your role and company culture. The key is to present a clear, concise request that shows how supporting your education will ultimately benefit the organization. As mentioned throughout this guide, don’t hesitate to highlight ROI for your employer—talk up any skills, certifications, or new expertise you’ll gain.
Starbucks employees can take online bachelor’s degree programs at ASU, with the company reimbursing a significant portion of tuition. This arrangement helps hourly workers earn a degree without significant out-of-pocket expense.
UPS offers part-time employees up to $5,250 a year in tuition assistance, with a $25,000 lifetime cap. Thousands of package handlers have used this to earn business, tech, or logistics degrees, ultimately moving into leadership roles at UPS.
Suppose your hospital doesn’t advertise tuition benefits but desperately needs registered nurses. Propose partial or full tuition coverage for nursing school in exchange for a two-year commitment post-licensure. The hospital gains a qualified nurse who already understands its environment, saving on hiring and training costs.
Sometimes, employers lack the budget or simply don’t prioritize tuition reimbursement. Don’t let a rejection derail your educational goals. Here are ways to pay for college when employer funds aren’t an option:
Federal and state grants (like Pell Grants) are available to qualifying undergraduates, per Studentaid.gov. Private scholarships also exist for working adults in specific fields. Even small awards can help lower the total cost.
Workforce development agencies in many states fund certifications for in-demand fields (healthcare, tech, business, trades). While these programs may not cover an entire degree, they can pay for key courses or specialized training.
If you work for a government entity or nonprofit, PSLF can forgive federal student loans after 120 qualifying payments. This doesn’t provide upfront tuition assistance, but it can significantly reduce your debt burden over time.
If debt-free education is your top priority, consider seeking out employers known for robust tuition assistance benefits (e.g., Amazon, Walmart, certain hospital systems). Switching jobs could be a strategic move if your current employer is resistant.
If you must pay on your own, consider attending part-time to spread out expenses. Community colleges and online programs often offer lower tuition rates and flexible schedules for working adults.
Start by reviewing any existing tuition assistance policies, then prepare a concise proposal detailing program costs, timelines, and benefits to the company. Emphasize ROI—how your new skills will solve problems, generate revenue, or reduce costs.
Ideally, mix employer tuition reimbursement, scholarships, grants, and any personal funds. If your employer won’t help, consider government programs or local workforce development grants. For public service roles, PSLF can reduce loan debt substantially after 10 years of qualifying payments.
Present a strong business case. Show that upskilling you is cheaper than hiring externally and that tuition assistance can reduce turnover. Point out tax advantages (up to $5,250 per year is tax-free) and note how your new expertise will directly benefit the team or department.
Focus on the return on investment (ROI) for your employer. Show how your education will fill skill gaps, improve productivity, and reduce hiring costs. Mention retention benefits—tuition support often leads to longer employee tenure. Also, remind them they can offer up to $5,250 tax-free each year under IRS rules.
Many employers offer $5,250 to $10,500 depending if you're taking up an undergraduate or graduate degree. Some companies go higher, especially for in-demand roles or leadership development. Larger firms may cover full tuition through partnerships like Guild Education.
Convincing your employer to sponsor your education does not have to be an uphill battle. By showcasing the ROI—like boosted productivity and lower turnover—you can position tuition assistance as a cost-effective investment. If you get a firm “no,” you still have multiple ways to pay for college, including scholarships, grants, PSLF, or switching to a company that values professional development. Dreambound can help you compare and find career and technical training programs that fit your needs, including online or hybrid formats, flexible schedules, and financial aid options.
Take the next step toward upskilling: explore Dreambound and discover the right program to achieve your career goals.
Disclaimer: This article is for informational purposes only. Always consult your HR department, official government resources (e.g., IRS.gov, Studentaid.gov), and/or a financial advisor for the most current policies and legal guidance.
Stephanie Dayak is the go-to person for everything related to automation and integrations at Dreambound. As a Certified Tax Technician turned tech whiz, her sharp eye for detail and passion for efficiency become evident in every project she undertakes. When not solving tech puzzles, she's out exploring the local food scene, cozying up with her dogs, or plugged into a thought-provoking podcast. She's an ardent believer in mixing fun with functionality!