Associate Degree in Finance: A Complete Guide (2024)

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See the steps to get an Associate degree in Finance, covering what it is, the pros and cons, the process, program duration, online choices, what you'll study, and possible career paths.

Key Points

  • An associate degree in finance is a two-year undergraduate program that provides a solid foundation in financial concepts and practices.
  • Pursuing an associate degree in finance can lead to entry-level finance roles, graduate school preparation, and various career opportunities.
  • The program typically includes coursework in accounting, economics, financial management, and investment analysis.
  • Admission requirements, financial aid options, and program completion timelines are important considerations.
  • Graduates can expect to develop skills in financial analysis, problem-solving, and decision-making.

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What is an Associate Degree in Finance?

An associate degree in finance is a two-year undergraduate program that focuses on the study of financial principles, practices, and applications. This degree program is designed to provide students with a comprehensive understanding of the financial industry, including topics such as accounting, investments, financial planning, and risk management. The curriculum typically includes a combination of general education courses and specialized finance-related coursework, preparing students for entry-level positions in the finance field or further academic pursuits.

Pros and Cons of Pursuing an Associate Degree in Finance


  • Faster completion time compared to a bachelor's degree
  • Lower tuition costs compared to a four-year university
  • Opportunity to gain practical, hands-on experience in the finance industry
  • Potential for career advancement or transition into a finance-related role
  • Flexibility to continue education and pursue a bachelor's or master's degree


  • Limited career advancement opportunities compared to a bachelor's or master's degree
  • Fewer job opportunities in certain finance-related fields that prefer or require a bachelor's degree
  • Less in-depth and specialized knowledge compared to a four-year finance program
  • Potential for limited earning potential in some entry-level finance positions

How to Get an Associate Degree in Finance

1. Meet the Admission Requirements: To enroll in an associate degree in finance program, you will typically need to meet the following requirements:

  • High school diploma or GED
  • Minimum GPA (varies by institution)
  • Completion of prerequisite courses, such as algebra, English, and basic accounting
  • Submission of transcripts, test scores (if required), and a completed application

2. Apply to the Finance Program: Research and identify the associate degree in finance programs that best fit your educational and career goals. Complete the application process, which may include submitting an essay, letters of recommendation, and any other required materials.

3. Explore Financial Aid Options: Investigate various financial aid options, such as grants, scholarships, student loans, and work-study programs. Completing the Free Application for Federal Student Aid (FAFSA) is a crucial step in determining your eligibility for financial assistance.

4. Enroll and Complete the Program: Once accepted, enroll in the associate degree in finance program and begin your coursework. Maintain a strong academic standing, participate in relevant extracurricular activities, and work closely with your academic advisor to ensure a smooth progression through the program.

List of Online Associate Degree in Finance

If you're interested in an online associate degree in Finance, there are multiple options. One such option is Dreambound, which offers a flexible and budget-friendly Finance degree program.

Dreambound is an online learning platform that partners with accredited universities to provide high-quality, affordable degree programs. Their online associate degree in Finance is designed for students needing a flexible and convenient learning solution.

Programs and schools featured through Dreambound include:

Santa Monica College


  • AS in Business Administration with a Finance

Cost Range: $3,972 - $18,492

Ashworth College


  • AAS in Finance

Cost Range: $10,000 - $39,000

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How Long Does it Take to Get an Associate Degree in Finance?

Typically, an associate degree in finance can be completed in two years of full-time study. However, the actual duration may vary depending on factors such as the specific program requirements, course load, and whether you choose to attend classes part-time or full-time. Some institutions may offer accelerated or evening/weekend programs that allow students to complete the degree in a shorter timeframe.

What to Expect from an Associate Degree in Finance

An associate degree in finance program will provide you with a solid foundation in financial principles and practices. You can expect to take courses in areas such as:

  • Accounting (financial and managerial)
  • Economics (micro and macroeconomics)
  • Financial management
  • Investment analysis
  • Financial planning and budgeting
  • Risk management
  • Business law and ethics

Throughout the program, you will develop skills in financial analysis, problem-solving, decision-making, and effective communication. Hands-on learning experiences, such as internships or project-based assignments, may also be incorporated to enhance your practical knowledge and prepare you for the workforce.

What Can You Do with a Finance Associate Degree?

Graduate School Preparation

Earning an associate degree in finance can serve as a stepping stone towards pursuing a bachelor's or master's degree in finance or a related field. Many four-year universities accept transfer credits from accredited associate degree programs, allowing you to seamlessly continue your education and potentially complete a bachelor's degree in an additional two years.

Entry-Level Finance Roles

With an associate degree in finance, you may be eligible for various entry-level finance positions, such as:

  • Accounting assistant
  • Financial analyst
  • Investment assistant
  • Loan officer
  • Personal banking representative
  • Payroll clerk
  • Financial services representative

Career Opportunities

Graduates with an associate degree in finance can explore a wide range of career opportunities, including:

  • Financial analyst
  • Budget analyst
  • Loan officer
  • Financial planner
  • Investment advisor
  • Insurance agent
  • Financial examiner
  • Bookkeeper

According to the Bureau of Labor Statistics, the average annual salary for financial analysts in the United States is $99,890, and the job outlook is projected to grow 8% from 2022 to 2032, faster than the average for all occupations.

Final Thoughts

An associate degree in finance can be a valuable asset for individuals seeking to enter the finance industry or prepare for further academic pursuits. By providing a comprehensive foundation in financial concepts and practices, this degree program can open the door to a variety of entry-level finance roles and career opportunities. Whether you're interested in pursuing an associate degree in finance, an online finance associate degree, or an AA degree in finance, this guide has highlighted the key considerations and steps to help you make an informed decision about your educational and professional goals.

Feel free to take a peek at the other guides below if this one isn't hitting the nail on the head:

Jessa Guzon
Written by
Jessa Guzon

Jessa Guzon is a member of the School Growth and Customer Success Team in Dreambound. She finds joy in assisting both schools and students in reaching their goals by answering their queries and connecting them with the right people. Outside her professional role, Jessa is a happy-go-lucky person with a thirst for adventure.

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